APY = Annual Percentage Yield. Rates effective as of May 30th, 2025. Fees may reduce earnings.
Certificates of Deposit (CDs)
Term | Rate | APY |
|---|---|---|
Term 3 Month | Rate 1.95% | APY 1.97% |
Term 6 Month | Rate 3.76% | APY 3.81% |
Term 7 Month New Money Special | Rate 4.02% | APY 4.08% |
Term 10 Month New Money Special | Rate 4.12% | APY 4.18% |
Term 12 Month | Rate 3.46% | APY 3.51% |
Term 18 Month | Rate 3.08% | APY 3.12% |
Term 24 Month | Rate 2.83% | APY 2.86% |
Term 36 Month | Rate 1.35% | APY 1.36% |
Term 48 Month | Rate 1.45% | APY 1.46% |
Term 60 Month | Rate 1.75% | APY 1.76% |
All regular CDs require a minimum balance of $500.00
APY is based on quarterly compounding and assumes interest remains on deposit. APY is determined based on the current rate and minimum deposit required to open account. Withdrawal of interest will reduce earnings. There may be a penalty for early withdrawal. Rates are subject to change at any time without notice.
Money Market
Balance | Rate | APY |
|---|---|---|
Balance $0.00 - $24,999.99 | Rate 0.50% | APY 0.50% |
Balance $25,000 - $99,999.99 | Rate 0.85% | APY 0.85% |
Balance $100,000+ | Rate 1.045% | APY 1.05% |
Other Accounts
Account | Minimum to Open | Rate | APY |
|---|---|---|---|
Account | Minimum to Open $10 | Rate 0.25% | APY 0.25% |
Account | Minimum to Open $50 | Rate 0.25% | APY 0.25% |
Individual Retirement Accounts (IRAs)
Term | Rate | APY |
|---|---|---|
Term 3 Month | Rate 1.95% | APY 1.97% |
Term 6 Month | Rate 3.76% | APY 3.81% |
Term 12 Month | Rate 3.46% | APY 3.51% |
Term 18 Month | Rate 3.08% | APY 3.12% |
Term 24 Month | Rate 2.83% | APY 2.86% |
Term 36 Month | Rate 1.35% | APY 1.36% |
Term 48 Month | Rate 1.45% | APY 1.46% |
Term 60 Month | Rate 1.75% | APY 1.76% |
