APY = Annual Percentage Yield. Rates effective as of November 2, 2026. Fees may reduce earnings.
Certificates of Deposit (CDs)
| Term |
Rate |
APY |
|---|---|---|
|
CDs 03 MONTH CERTIFICATE |
Rate 1.95% |
APY 1.97% |
|
CDs 06 MONTH CERTIFICATE |
Rate 3.46% |
APY 3.50% |
|
CDs 12 MONTH CERTIFICATE |
Rate 3.21% |
APY 3.25% |
|
CDs 18 MONTH CERTIFICATE |
Rate 2.83% |
APY 2.86% |
|
CDs 24 MONTH CERTIFICATE |
Rate 2.68% |
APY 2.71% |
|
CDs 36 MONTH CERTIFICATE |
Rate 1.35% |
APY 1.36% |
|
CDs 48 MONTH CERTIFICATE |
Rate 1.45% |
APY 1.46% |
|
CDs 60 MONTH CERTIFICATE |
Rate 1.75% |
APY 1.76% |
All regular CDs require a minimum balance of $500.00.
APY is based on quarterly compounding and assumes interest remains on deposit. APY is determined based on the current rate and minimum deposit required to open account. Withdrawal of interest will reduce earnings. There may be a penalty for early withdrawal. Rates are subject to change at any time without notice.
Health Savings Account
|
Range |
Minimum deposit to open account |
Minimum balance to obtain APY |
Rate |
APY |
|---|---|---|---|---|
|
$0.00-$499.99 |
$50.00 |
$0.00 |
0.05% |
0.05% |
|
$500.00-$2,499.99 |
$50.00 |
$500.00 |
0.10% |
0.10% |
|
$2,500.00-$4,999.99 |
$50.00 |
$2,500.00 |
0.15% |
0.15% |
|
$5,000.00-$9,999.99 |
$50.00 |
$5,000.00 |
0.20% |
0.20% |
|
$10,000.00-$99,999,999,999.99 |
$50.00 |
$10,000.00 |
0.35% |
0.35% |
IRA
|
IRA Account Type |
Minimum deposit to open account |
Minimum balance to obtain APY |
Rate |
APY |
|---|---|---|---|---|
|
03 MONTH IRA |
$500.00 |
$0.00 |
1.95% |
1.97% |
|
06 MONTH IRA |
$500.00 |
$0.00 |
3.46% |
3.50% |
|
12 MONTH IRA |
$500.00 |
$0.00 |
3.21% |
3.25% |
|
18 MONTH IRA |
$500.00 |
$0.00 |
2.83% |
2.86% |
|
24 MONTH IRA |
$500.00 |
$0.00 |
2.68% |
2.71% |
|
36 MONTH IRA |
$500.00 |
$0.00 |
1.35% |
1.36% |
|
48 MONTH IRA |
$500.00 |
$0.00 |
1.45% |
1.46% |
|
60 MONTH IRA |
$500.00 |
$0.00 |
1.75% |
1.76% |
Business Money Market Account
|
Range |
Minimum deposit to open account |
Minimum balance to obtain APY |
Rate |
APY |
|---|---|---|---|---|
|
$0.00-$24,999.99 |
$1,000.00 |
$0.00 |
0.30% |
0.30% |
|
$25,000.00-$99,999.99 |
$1,000.00 |
$25,000.00 |
0.65% |
0.65% |
|
$100,000.00-$99,999,999,999.99 |
$1,000.00 |
$100,000.00 |
0.845% |
0.85% |
Money Market Account
|
Range |
Minimum deposit to open account |
Minimum balance to obtain APY |
Rate |
APY |
|---|---|---|---|---|
|
$0.00-$24,999.99 |
$1,000.00 |
$0.00 |
0.30% |
0.30% |
|
$25,000.00-$99,999.99 |
$1,000.00 |
$25,000.00 |
0.65% |
0.65% |
|
$100,000.00-$99,999,999,999.99 |
$1,000.00 |
$100,000.00 |
0.845% |
0.85% |
Business Savings Account
|
Range |
Minimum deposit to open account |
Minimum balance to obtain APY |
Rate |
APY |
|---|---|---|---|---|
|
$50.00-$99,999,999,999.99 |
$50.00 |
$50.00 |
0.25% |
0.25% |
Regular Savings
|
Range |
Minimum deposit to open account |
Minimum balance to obtain APY |
Rate |
APY |
|---|---|---|---|---|
|
$50.00-$99,999,999,999.99 |
$50.00 |
$50.00 |
0.25% |
0.25% |
Youth Savings Account
|
Range |
Minimum deposit to open account |
Minimum balance to obtain APY |
Rate |
APY |
|---|---|---|---|---|
|
$10.00-$99,999,999,999.99 |
$10.00 |
$10.00 |
0.25% |
0.25% |
