BUSINESS LINES OF CREDIT

Ongoing credit for a variety of business needs
Competitive rates for a wide range of long-term or seasonal business needs:
- Seasonal fluctuations
- Inventory
- Capitalize on trade discounts
- Working capital
- Ongoing updates
- And more
Provides greater financial flexibility
Repayment customized based on your business’s unique needs
Funds available right as you need them; apply once then use again as needed thereafter
Revolving credit — as principal is repaid, more becomes available for use
Only pay interest on the part that's used¹
Funds are easily accessible via check
Attentive, friendly service from start to finish

¹Consult a tax advisor.

What you will need

Business Information if applicable (Secretary of State Filing, EIN, Articles, Bylaws, etc)
Guarantor(s) Information (current Driver’s License, SSN, etc)
All persons or entities with a 25% or greater ownership
Business current balance sheet
Current balance sheet for each Guarantor
Last 3 years business tax returns; all schedules, statements, etc.
Last 3 years personal tax returns for each guarantor; all schedules, statements, etc.
Collateral Information
Loan purpose, requested amount, payback plan details