BUSINESS LINES OF CREDIT

Ongoing credit for a variety of business needs
Competitive rates for a wide range of long-term or seasonal business needs:
- Seasonal fluctuations
- Inventory
- Capitalize on trade discounts
- Working capital
- Ongoing updates
- And more
Provides greater financial flexibility
Repayment customized based on your business’s unique needs
Funds available right as you need them; apply once then use again as needed thereafter
Revolving credit — as principal is repaid, more becomes available for use
Only pay interest on the part that's used¹
Funds are easily accessible via check
Attentive, friendly service from start to finish

¹Consult a tax advisor.

Lines of Credit

Lines of Credit Visual Guide

Business Information if applicable (Secretary of State Filing, EIN, Articles, Bylaws, etc)
Guarantor(s) Information (current Driver’s License, SSN, etc)
All persons or entities with a 25% or greater ownership
Business current balance sheet
Current balance sheet for each Guarantor
Last 3 years business tax returns; all schedules, statements, etc.
Last 3 years personal tax returns for each guarantor; all schedules, statements, etc.
Collateral Information
Loan purpose, requested amount, payback plan details