Calculators | Rates | Questions
Qualification Information:
Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Statement Cycle in order to qualify for the account's benefits. The following activities do not count toward earning account benefits: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions/ purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account benefits.
"Monthly Statement Cycle" means a period beginning the first day of the current statement cycle through the last business day of the current statement cycle.
Benefit Information:
When your Gold Perks Checking account qualifications are met during a Monthly Statement Cycle and if the daily balance is $10,000.00 or less, the interest rate paid on that portion of the balance will be 4.927% resulting in an APY of 5.05%. If the daily balance is $10,000.01 or greater, the interest paid on that portion of the balance will be 1.00%. The annual percentage yield for this tier will range from 5.05% to 1.00% and it will vary based on average balance and number of days in the statement cycle.
You will receive reimbursements up to an aggregate total of $25.00 for nationwide ATM withdrawal fees incurred within your Gold Perks Checking account during that Monthly Statement Cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction.
When your Gold Perks Checking qualifications are not met, the interest rate earned on the account's entire daily balance will be 0.05% resulting in an annual percentage yield of 0.05% and ATM withdrawal fees are not refunded.
Interest will be credited to your Gold Perks Checking account on the last day of the current statement cycle.
Nationwide ATM withdrawal fee reimbursements will be credited to your account on the last day of the current statement cycle.
APY = Annual Percentage Yield.
APYs accurate as of 07/24/2025
Rates, benefits, and bonuses, if any, are variable and may change daily after account is opened without notice to you. No minimum balance is required to earn or receive the account's benefits. Benefits less than a penny cannot be distributed. Fees may reduce earnings.
Additional Information:
Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply.
- $50.00 minimum deposit is required to open the account.
Please go to www.ssbwanamingo.com to access our online banking platform and select to opt-in and register your email to receive E-Statements.
Limit of one (1) account(s) per social security number.
There are no recurring monthly maintenance charges or fees to open or close this account.
Advertised information and benefits are based on all account qualifications being met during each statement cycle period.
High rate claim is based on FDIC's National Weekly Rates for interest checking accounts. Claim is independent of any one institution's offerings. Comparison Source: Interest Checking, FDIC 8/10/2020 http://www.fdic.gov/regulations/resources/rates/.
Contact one of our customer service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions at 507-824-2265.
Member FDIC.
